Saturday, August 28, 2010
Saturday, August 21, 2010
The risk of accidents increase by 77% when consuming alcohol by a certain survey, followed by drugs and medications for 58% of respondents. 17% of 15-24 year olds admitted driving after drinking alcohol or Taking drugs. Other causes of accidents revealed by the survey are speeding the car, failure to respect the rules on the road and fatigue. Almost 30% of young drivers were involved in those kind of accidents.
Finding Discounted Insurance Made Easy List:
1. Choose a small displacement. The insurance is cheaper if you opt for a less powerful car. Indeed, from a number of kilowatt (kW), some companies are any more inclined to ensure a young driver at favorable rates.
2. Find the best conditions. If you have circulated for several years without a moped accident, play it in the negotiation. If you have other experiences, such as driving a minibus business for a summer job, do you make a statement. This will be a valuable asset in negotiations.
3. Start in your neighborhood, target the dad, mom, or another family member's insurers. You will often receive a discount. Use this friendly setting to create trust. Brokers and insurance agents treat you differently if your parents certainly are known as experienced drivers. Anyway, children and loyal customers generally get better terms.
4. It is important to compare offers from different insurers. Contact several brokers and ask them to tender.
5. Also consider contacting an independent broker. It is his job to know the offers of several insurance companies. The broker can perhaps recommend a company offering tailored rates for young drivers.
That's it! 5 easy hints for you. Hope you guys know full well on how to find good car insurance.
Saturday, August 14, 2010
A SHOCKING BRUTAL VIDEO OF YOUNG DRIVERS BEING KILLED IN CAR ACCIDENT! It will blow your mind and make you think twice of racing on the road.
Many young drivers were keep on getting killed in car accidents. This article shows you four methods on avoiding getting involved in car accident or at least reduces the chances of getting killed in car accident especially for young drivers. It will help you whether or not to choose young drivers insurance.
"Watch out for speed limits!" Those were the words told by our government or our mom and dad but not that anyone cares. Many young drivers ended up being killed (Young Killed) in car accidents without having proper young drivers insurance but most of the other still alive young drivers would not take heed of these clear sign of warnings because to them speed means everything and they wouldn't even bother about taking young drivers insurance. Speed means being cool, being respected by friends, not being late on attending classes, showing off in front of friends and much more. See, speed means everything to them. If the bad young drivers (I'm talking about the hardheaded one) had good insurance at least it will help the family. But sadly those young drivers without insurance bring much problem to our traffic nowadays.
I will give you a couple of fool proof methods that allows you to to avoid being killed in a sudden car accident and also a little insurance advice . I will list four tips on helping your young rebellious child or you young fast drivers from getting involved in a fatal car accident or AT LEAST reduce the chance of getting killed. Here are the list:
- If you are in a hurry, do not try to race your car to your destination. Check out the weather condition, or the traffic status (through phone line, or online service). And if the status are bad, no matter what drive carefully on the road because accidents tend to happen much more often on a busy road.
-Do not try to do other activities when driving like fighting with your spouse on the phone or smoking because all of these things can reduce your concentration in driving.
-Watch out for junction. Always keep your eyes peeled on the yellow junction signboard.
-If you are sleepy or tired, get a sleep first on the rest station no matter how late you are. I do not suggest to stop the car on the side of the road because it will increase the chance of getting killed in an accident.
That is it! Four tips on reducing the chance of you young drivers from getting killed in car accident. Get Young Insurance Drivers or Cheap Car Insurance For Young Drivers Plan accordingly before going anywhere. Plan the roads you are going to take, the alternatives, and the check road condition to make sure you will arrive quickly at your destination.
For more stories on young drivers you can visit my blog at Young Insurance Drivers | http://www.young-insurance-drivers.blogspot.com/
Wednesday, August 11, 2010
Costly car insurance can cause a substantial strain on the budget of young drivers who generally have limited disposable income compared to older drivers. Young persons car insurance should be cheap and yet comprehensive enough to take care of contingencies. Here are some tips to help young people find a good deal on auto coverage.
- If you are a student then look for discounts such as good grades discount or student discount. Take up a defensive driving course. The course will brighten up your chances of getting a good rate for automobile insurance.
- Stick with cheap car models. A car which is cheaper and easier to maintain and repair will fetch you cheap auto coverage than a brand new car.
- Do away with extras in the policy such as the road side assistance or car rental in case on contingencies. In most cases you do not need it frequently. Young persons can cut down on their automobile insurance significantly by opting only for the liability than for a comprehensive coverage, if they drive a cheap car.
- If you are a parent looking for young persons car insurance for your teenager, consider a adding him or her as an added driver on your existing auto insurance policy. Some of the best companies also offer multiple driver discounts.
- To further reduce the young driver rates, one can schedule the payments every six months because the deductibles are higher for payments that are scheduled closer.
Student driver insurance is meant for younger, first time drivers. One of the privileges of reaching 16 is you will be allowed to drive. Therefore you'll be getting your own license but getting a license to drive or driving your own car also comes with a great responsibility.
For you need to get driver insurance for it is require by your state and is also for your protection in case unexpected accidents occurs. You can't avoid getting it so don't even think about trying.
This insurance is an additional burden to your parent's budget for getting driver insurance is very expensive especially since your still a student. Here are things you need to know about student driver insurance.
A student or young driver insurance is much more expensive compared to old and senior insurance for they are considered as high risk drivers by almost all insurance companies.
This is because statistic shows that young people are prone to accidents due to driving fast while senior or people over 25 years old are more careful when they drive.
Plus student driver does not have that much experience in driving compared to adults who have gathered experience through their years on the road. However there are still ways in which student driver can help their parent's budget by pulling their premium rate lower even if it's just a few percent.
One of this discounts that they can avail is good student discount you can avail for this discount if you have a grade above B, but just to make sure ask your agent first if they have this kind of discount and what requirements are needed to avail for it.
One way of lowering your rate is by increasing your deductible this is one of the common ways. Also some insurance companies lower your rate when you get lessons of safety driving.
Do not forget to ask your agents if there are any discounts that you can qualify for or is there any other discounts that the company offers for student driver insurance. If there are any ask the requirements so that you can avail for the discount.
Insurance are important for it helps protect you and the other party that will be involve when you are caught in an unexpected accident. You also have to make sure that you purchase and choose that right coverage that you will need and discard those that you won't use.
Young Insurance Drivers
Monday, August 9, 2010
Finding cheap car insurance for young drivers is a difficult task. However, there are things a young driver can do to help minimize their cost such as get good grades to receive a good student discount. Furthermore, if you know where to look online you can instantly get competing quotes from multiple different companies. Competing quotes will allow you to find the absolute cheapest deal for you.
You can get competing quotes from your local car insurance agents. Take the time to sit down with these folks, let them meet you as a young driver, present yourself well, and ask for a quote. Doing this at several different agencies will allow you build a relationship with the agents as well as let you compare their offers before settling on the cheapest one. The downside to this is that this process can take weeks to complete as it is sometimes hard to get in the door with so many different agents in a timely fashion.
The same thing can be accomplished in a matter of minutes online. Additionally, you can often get cheap car insurance for young drivers via this medium because you are dealing directly with the company and eliminating the agency. Eliminating the agency can help you save because there is no need for them to compensate an agent for your purchase.
If you go to the website of each agency you can fill out a free, fast online car insurance rate quote form. Make sure to indicate your age on this form as well as any other pertinent information such as your standing as a good student. Once you fill out the form you will receive a quote. Repeat this process online for several different companies. Once you have the quote in your hand you can compare them and settle on the cheapest one.
Finding cheap car insurance these days can be quite a task. Finding cheap car insurance for young drivers can be an even bigger task if you do not know where to start your search.
By receiving car insurance quotes online I was able to save $105 per month!
To do the same, visit http://www.AutoInsuranceLocations.com and enter your Zip Code. Within a matter of seconds you will have quotes that will help you save as much as me, or more!
Article Source: http://EzineArticles.com/?expert=Christopher_B_John
Young Insurance Drivers
Sunday, August 8, 2010
Cheap Car Insurance For Young Drivers - 4 Reasons For the High Premiums and 4 Ways to Pay Much Less!
Getting cheap car insurance for young drivers can be quite the daunting experience. The whole experience of obtaining adequate insurance coverage for their cars can be frustrating because young clients have to pay high premiums. Actually, it's not just more expensive premiums - they are among the highest of all driving groups. Insurance for young drivers is costly due to a number of reasons.
First, statistics show that most accidents are caused by drivers with less than 2 years driving experience. Over 20 percent of all drivers have accidents within the first year of driving.
Second, around 25 percent of all road accidents occur because of drivers aged between 17 and 25 years.
Third, most of the thefts, vandalism and fires on cars are experienced by younger drivers. This leads to more insurance claims by the young.
Last but not least, younger drivers have a higher likelihood of loading their cars with friends which makes them more prone to car accidents than older people who use their cars more carefully. And for inexperinced drivers, paying attention is critical.
Seeing as there are so many hurdles to getting cheap car insurance for young drivers, is there a way out of this historical data? Of course! The following advice is very practical to any young person who needs to drive a car without having to pay exorbitant insurance premiums. Although historical data is hard to beat, there are afew things you can do to appear less "risky" to auto insurance companies and get discounts to lower your monthly premium payments.
First, look for a car that is known to be safe. The "safer" the car, the lower your monthly payments will be. Side window air bags and other safety features should be reported to the insurance company in order to get a cheap car insurance for young driver's policy that is within your budget.
Second, see if your parents will allow you to sign onto their existing policy. You will be "piggybacking" off of their stable driving history and will allow you to get a much cheaper policy. If you're parents balk at this situation, let them know that it will be just temporary. Tell them that you want to prove to them (and the insurance company) that you are a safe driver. After 6-12 months with a perfect driving record, you can usually get your own individual policy at a decent rate.
Third, be sure to maintain good grades at school. This is one tip that many younger drivers aren't aware of. But it's a fact that just about all auto insurance companies will give insurance discounts to drivers who do well in school. Why? Getting good grades is in an indication of your ability to be responsible. A more responsible driver is one that is less likely to get into an accident. Insurance companies will reward for this by making your policy more affordable.
Finally, take some extra driving classes to get certificates which could earn you discounts on your vehicle insurance. Driver's education classes are not just to be a better driver. Most insuring companies will give graduates of these courses an instant 10 percent reduction in their policy premium.
If you are looking to get cheap car insurance for young drivers, you do have to deal with the historical data that states that younger drivers tend to get into accidents more often. This is the reason for the high insurance premiums. But all is not lost. By following the four tips above, you can ensure that you have the cheapest auto insurance policy possible.
Want to learn more about getting cheap car insurance for young drivers?
Visit Cheap Car Insurance For Young Drivers to learn how to get the best (and cheapest) car insurance for young people and teenagers. Knowing just one of these tips can save you thousands of dollars in insurance premiums each year!
Article Source: http://EzineArticles.com/?expert=Jason_Abbott
Young Insurance Drivers
Saturday, August 7, 2010
Car insurance is something that we all have to consider if you are going to want to drive. In the UK most drivers annually renew their insurance policy or compare alternate policies online hoping to get a better or cheaper deal elsewhere.
If you are a young driver then you will have to wrestle with the fact that it is going to cost you a lot more to get covered to drive a car. Due to the high cost of insuring themselves the under 25 age group are often excluded from driving their own car and instead opt to borrow their parents or a friends car as and when they need it.
To be properly insured for these types of situation you need to be added onto the policy of the car owner whose car you are borrowing. Whilst this may be possible for some people it may not be practical or financially sensible in other situations. Under these circumstances you can consider a temporary car insurance policy to cover you to drive as and when you need to.
This type of temporary insurance allows you to get cover as and when you need it. If you need to borrow a car for just one day you can get insurance for just that day. If you want to drive to the coast for the weekend you can get daily insurance for 2 or 3 days. This type of insurance means that you are only paying for the cover a day at a time.
Whilst this is a useful way to insure yourself many younger drivers are finding that they cannot get covered. This is because many of the temporary car insurers no longer provide cover for young drivers, specifically those who are under 25 years of age.
If you are finding it difficult to find short term car insurance then one option is to consider a pay as you go policy. This works much the same way as daily insurance except it is taken out at a month at a time with the minimum of 1 months cover. Whilst this might not be the solution to most young drivers needs it will help other drivers under 25 who only need insurance for a short period of time.
The cost of a policy is pretty competitive compared to a daily policy and you will find that if you want to drive for more than one day during that month it may well work out cheaper for you.
Young Insurance Drivers
Friday, August 6, 2010
Finding car insurance for young drivers can be very challenging. Finding car insurance for young drivers that is affordable can be next to impossible if you do not know where to look. Since most young drivers are considered high risk, insurance companies are reluctant to provide a reasonable rate quote. While this is understandable, it is true that all young drivers are not necessarily high risk drivers. Shopping around for the most competitive, affordable insurance rates out there could help young drivers save a significant amount of money on their car insurance.
Getting competing quotes for car insurance these days is really simple, even for younger drivers. The most important thing to remember is that the more quotes you get the more chance you have of finding one that is in your price range. Start by using the internet as a medium to find these insurance quotes. You can either visit the page of insurance companies one by one or visit one website that has all the information from insurance companies in your area already on it. While you can accomplish the same thing with both options, the latter of the two is much less time consuming.
Use a website that asks you for your zip code. Theses websites are out there everywhere and will provide you with a targeted list of insurance companies that cater to clients in your area. Click on each company on your list and indicate to them your needs. They will ask you questions about your car, your driving history, and most importantly your age. Since you are a young driver make sure to click on each company, indicate your age, and receive a free rate quote. Receiving competing rate quotes will allow you to sort through each, eliminate the bad ones, and settle on a few that look reasonable to you.
There is no way to avoid it, car insurance for young drivers is going to be a bit more expensive. However, if you know where to, and how to, look you will be able to save significantly over the course of time as you grow older.
By receiving car insurance quotes online I was able to save $105 per month! To do the same, visithttp://www.AutoInsuranceLocations.com and enter your Zip Code. Within a matter of seconds you will have quotes that will help you save as much as me, or more!
Article Source: http://EzineArticles.com/?expert=Christopher_B_John
Young Insurance Drivers
Thursday, August 5, 2010
When a young driver is involved in accident, it can be very costly because the price of the policy will rise drastically and this is why it is important to find cheap car insurance for young drivers. Nowadays, finding a cheap car insurance coverage for young drivers is no longer an impossible job due to the highly growing competitions among insurance providers. Online shopping is one of the best ways to find cheap car insurance for new drivers in the sense that there are lot of free websites that provide free online insurance policies and quotes.
One of the requirements for a young driver to get a cheap car insurance policy is to pass one or more advanced driving courses as a means of proving that you are a good and safe driver as well. For parents, it is better to send your young children to driving school instead of teaching them by yourselves so that they will not only be able to learn to drive properly but at the same time they will also be entitled for a driving school discount which most insurance companies offer.
Another thing to consider is the model and the brand of the car of the young driver. The older the model that the young driver drives, the cheaper the insurance policy will be. Although most teens would want a brand new sports car, it is probably not a good idea as the insurance premiums will be sky high. A better alternative is to give them an older model vehicle that is reliable.
Imposing a driving curfew for teenage drivers is also a better idea in order to avoid the probability of an accident or collision which might be a result on alcoholic drinks and other vices that most teenagers are engage in. So parents, be strict with your young drivers regarding "drinking and driving" as they may be more prone to engage in such behavior.
Finally, use the internet in search of insurance quotes, invite quotes from a number of online insurance websites and conduct comparisons among them. This would not only enable you to acquire a good insurance policy for young drivers but also familiarize one with the general terms and conditions pertaining to the form of insurance. New drivers usually have lesser disposable income than the older drivers and often are supported by parents therefore being able to secure a cheap automobile insurance policy can ease the pressure on the budget.
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Article Source: http://EzineArticles.com/?expert=David_J._Henderson
Young Insurance Drivers
Sunday, August 1, 2010
Car accidents are seen everywhere and it is very costly to be involved in one. A collision with another car or any object may damage your car and will require you to pay for its repair. Car insurance policies will offer you collision coverage which is one of the cheapest ways to cover your car.
If you are a young driver being involved in a collision can be very costly as the price of your policy will rise drastically and this is why it is important to find low cost car insurance for young drivers.
There are several different types of cover you can get. Collision coverage is handy in certain situations.
When hit by another car or when you hit another car.
Collision coverage will be handy in these types of situations since it doesn't matter if you were the one hit or you were the one who accidentally hit another car. Insurance policies will still cover the repair damage cost of your car since your car is covered by collision coverage.
The damage of the other car may be the only problem you will have to face and if you're lucky enough that the other car is also insured then it is just a matter of personal communication with the other driver that you will have to deal with to get both cars repaired.
When hitting an object.
Hitting an object will create a minimal or even a severe damage to your car depending on the object you hit. But no matter what object you hit the damage to your car will also be covered by the insurance policy and you will not be stressed with repair costs. The only cost will be regarding the object that you hit because the collision coverage will not pay for the damaged object especially when the object is personally owned by someone.
If the situation is that you accidentally hit an object that is not personally owned, there are certain laws that you will have to contend with that are not covered by collision coverage.
Collision coverage will take care of the cost of repair for your car no matter how minimal or severe the damage is. Other than that, the cost created by the collision will be paid by the driver since it is not included in the terms and conditions of the collision coverage.
This type of cover is probably best if you are a young driver and want low cost car insurance for young drivers. If you want to reduce the cost of your cover further you should consider raising the deductible as well.
Young Insurance Drivers
In the past we were all used to seeing young and first time drivers around town in beaten up old jalopies or rust buckets, that looked like they were not going to pass the following years MOT test of road worthiness.
Today many of these cars are eligible to be covered under a classic car insurance policy, and due to the low cost of acquisition, many are being driven by young drivers.
With the advent of new paint technologies in the nineteen eighties and robotic construction techniques introduced to mass car assembly production in the nineteen nineties, cars are staying on the road much longer than their predecessors and way beyond the lifetime of their depreciation value.
In the past classic cars tended to be things of rarity, and consequently the resale value tended to be outside of the normal depreciating rate, as demand kept the prices up. This is just as true today for cars from sought after and prestigious marques and the recent recession has led to a resurgement in investment for the scarce collectors or vintage classic car.
Conversely the number of standard family cars that are now defined as eligible for classic car cover buy being over a certain age, has risen dramatically. These are the very same cars that are being bought by the majority of young drivers when they first pass their driving test. Although technically classic cars they can be picked up from used car dealers at next to nothing. Young driver favourites such as the VW golf and Ford Escort hatchbacks are now considered classic cars and reasonable models can be bought for under a thousand pounds.
Car insurance for young drivers is often prohibitively expensive due to the nature of the risk and this is no different if a young driver applies for classic car insurance. Young drivers are further hampered in purchasing this type of insurance as most will not have accrued any substantial no claims bonus or discount for safe driving years experience.
Most car insurance suppliers will not insure anyone under twenty five under a classic car policy, however some of the better more specialist classic cover providers have recently lowered this age to twenty one, in some cases.
Although classic car insurance schemes are widely renowned to be much cheaper than standard cover, even if offered to a young driver, they should be aware that many of these polices have limitations to the amount of time and distance that can be craven in the classic during any period of insurance. As young people tend to use their cars more in pursuit of their lifestyles, this type of policy may include cover restrictions which are not be suitable for a young driver.
Young people looking for cheaper car insurance should shop around on the Internet to investigate a classic policy if the car they own really necessitates it and all the additional covers it offers, with the caveat that the classic cover might not be all they require of a policy should they be unfortunate enough to make a claim.
Cheaper cover can usually be obtained online from a comparison site or a car insurance for young drivers specialist providers website.